Effective Date: April 18, 2007

iTxtMo.com respects the privacy of visitors to our website. Please read this Privacy Statement carefully so that you understand what information we collect through our website and what we do with that information.

What this Privacy Policy Covers

This policy covers how iTxtMo treats personal information that iTxtMo collects and receives, including information related to your past use of iTxtMo products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
This policy does not apply to the practices of companies that iTxtMo does not own or control, or to people that iTxtMo does not employ or manage.

General

iTxtMo collects personal information when you register with iTxtMo, when you use iTxtMo products or services, when you visit iTxtMo pages or the pages of certain iTxtMo partners, and when you enter promotions or sweepstakes. iTxtMo may combine information about you that we have with information we obtain from business partners or other companies.
When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with iTxtMo and sign in to our services, you are not anonymous to us.
iTxtMo collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
iTxtMo automatically receives and records information on our server logs from your browser, including your IP address, iTxtMo cookie information, and the page you request.
iTxtMo uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Protecting the Privacy of Children

Children should always get permission from their parents before sending any information about themselves (such as their names, email addresses, and phone numbers) over the Internet, to us or to anyone else. Our website is not directed at children under 13 and we won't knowingly allow anyone under 13 to provide us any personally identifying information; if you're under 13, please don't provide any information about yourself on this website.

Information Sharing and Disclosure

iTxtMo does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
We provide the information to trusted partners who work on behalf of or with iTxtMo under confidentiality agreements. These companies may use your personal information to help iTxtMo communicate with you about offers from iTxtMo and our marketing partners. However, these companies do not have any independent right to share this information.
We provide the information to trusted partners who work on behalf of or with iTxtMo under confidentiality agreements. These companies may use your personal information to help iTxtMo communicate with you about offers from iTxtMo and our marketing partners. However, these companies do not have any independent right to share this information.
We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing iTxtMo to collect and use their child's information without consenting to iTxtMo sharing of this information with people and companies who may use this information for their own purposes.
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of iTxtMo's terms of use, or as otherwise required by law.
We transfer information about you if iTxtMo is acquired by or merged with another company. In this event, iTxtMo will notify you before information about you is transferred and becomes subject to a different privacy policy.
iTxtMo displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.
iTxtMo does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
iTxtMo advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
iTxtMo works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.

Cookies

iTxtMo may set and access iTxtMo cookies on your computer.
iTxtMo lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to iTxtMo's cookies.
iTxtMo uses web beacons to access iTxtMo cookies inside and outside our network of web sites and in connection with iTxtMo products and services.

Confidentiality and Security

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
To learn more about security, including the security steps we have taken and security steps you can take, please read Security at iTxtMo.

Changes to this Privacy Policy

iTxtMo may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your iTxtMo account or by placing a prominent notice on our site.

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